Pennsylvania and Southern New Jersey Lawyer: Reviewer of Title Insurance  Marketable title is a central part of every residential real estate transaction. As part of my real estate law services to home buyers and home sellers, I guide my clients through the process of obtaining good, clean and marketable title to the property. Home buyers obtain title insurance to make sure that the seller has the right to sell their property. When a seller delivers "marketable title" on a property, it means there are no liens or legal judgments against the seller that are "clouding the title." If the property title includes liens or judgments against the seller, then those liens or judgments would become the responsibility of the buyer if the seller did not resolve the liens before passing the title over to the buyer. The wise buyer will make sure to purchase only clear title and avoid taking on financial responsibilities of the seller. Likewise, the wise seller will make sure to have clear title before selling property, to avoid discouraging potential buyers. Title Insurance from the Buyer's Point of View After the buyer retains a title company, then the title company prepares and abstract of title. The company finds the original deed to the property and researches associated records to find out whether the title is clear or clouded. The title company then provides a title commitment report to the buyer. This report includes any information about unresolved liens or judgments. I review the title commitment report along with my clients, making sure they understand exactly what information is contained in the report and what steps must be taken before the agreement of sale is signed to ensure that the buyer gets clear title to the home. Title Insurance from the Seller's Point of View In competitive markets, I encourage sellers I represent to get a title abstract report before accepting an offer on the house. If the title search report reveals that there are unresolved liens or judgments, then I advise my clients on how to best resolve those judgments without standing in the way of a desirable sale. Contact My Office for Advice on Title Insurance and Other Residential Real Estate Matters My real estate law services are competitively priced, and I emphasize convenience and cost-effectiveness for all my clients. My schedule is flexible and I have appointments available on weekends and in the evenings. We can meet in person or by telephone, and it may be possible to complete your deal using only the Internet and telephone if you prefer. Before you obtain title insurance or complete a residential real estate agreement in which title is questionable, contact me to discuss how to best protect your financial investment. Call (215) 564-5200 or e-mail me using the e-mail form on the Contact Me page. A Full-Service Residential Real Estate Law Office
Serving Pennsylvania and southern New Jersey Free Initial Telephone Consultation · Flexible Scheduling · Flat Rate Services Available
Howard Jaffe, Attorney at Law
An affiliated entity of Jaffe & Hough Two Penn Center, Suite 1907
1500 John F. Kennedy Boulevard
Philadelphia, PA 19102
Telephone: (215) 564-5200
Fax: (215) 563-8729
E-mail
Map and Directions Across from City Hall · Above Suburban Station
Howard Jaffe, Attorney at Law, proudly handles residential real estate transactions for properties throughout Pennsylvania: including the Five County Area of Delaware County, Philadelphia County, Montgomery County, Chester County and Bucks County, the cities of Philadelphia, Allentown, Upper Darby, Reading, Scranton, Bethlehem, Lower Merion, Bensalem, Harrisburg, Media, Norristown, Westchester and Doylestown and the counties of southern New Jersey, including Camden County, Atlantic County and Burlington County. | 
